Send Us the Deal.
We Bind It Before Closing.

The investor-insurance partner for lenders, brokers, and agents—dedicated submission, A-rated carriers, and a binder in your borrower's file before the wire clears.

JM
KE
AG
RM
Trusted by partners & their clients
★★★★★ 5 / 5

Send us the deal. Your borrower closes on time.

Send us your borrowers and we deliver the binder before your closing date. One submission, a dedicated point of contact, and zero coverage delays holding up your funding—so your deals close on schedule, every time.

📋

Simple Submission

One form, one email. Send us the loan file and we handle the rest—no chasing borrowers for coverage info.

🤝

Dedicated Contact

A single point of contact for your shop. We learn your borrowers, your underwriting style, and your closing rhythm.

⏱️

Binder Before Funding

EOIs delivered to the title company and lender before funding. No "we're still waiting on insurance" calls.

Hard-Money Lenders
Mortgage Brokers
Real Estate Agents
Title Companies
Property Managers
Become a Marketing Partner
up to 100%
of replacement cost coverage
48hr binder
No vacancy clause
3–12 mo terms
For investors actively rehabbing properties—covers structure, materials, theft, and vandalism during the work.
Policy Overview
LLC named insured on every policy
A-rated carriers nationwide
Bound in 48 hours or less
Available in all 50 states
No homeowner-policy gaps

Insurance options built for real estate investors.

We don't sell homeowner policies. Every product is built around how investors actually buy, hold, and exit properties—with the speed and flexibility your deals demand.

Get a Quote

When investors do work with us.

48-Hour Binders

Quote today, bound tomorrow. We work on closing timelines, not carrier timelines.

🏚️

Vacancy-Friendly

Properties sitting empty during rehab? No problem. We don't penalize you for doing the work.

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LLC on the Policy

Your entity goes on every policy—protecting your asset protection structure from day one.

🌎

Nationwide Carriers

A-rated carriers across 50 states. One relationship for every market you operate in.

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Investor-Run Support

Talk to agents who understand ARV, draws, and 1031s—not call-center scripts.

🔗

VersiFi Capital Sister

Active VersiFi Capital borrowers get streamlined underwriting and bundled premium savings.

Here's how it works

1

Submit Your Property

Fill out our short form with the address, coverage type, and a few key details. No commitments, no credit check.

2

Get Quoted Same Day

We shop A-rated carriers and send you the best options—usually within hours, not days.

3

Bind & Insure Fast

Pay your premium and get your binder. Ready in time for closing, every single time.

Your entire portfolio—managed in one click.

Add or remove properties, adjust coverage limits, add additional insureds, get instant estimates, and print Evidence of Insurance (EOIs) — all online, on your schedule, without waiting on an agent.

Manage multiple LLCs, entities, and ownership groups under one policy number—or split them into separate policies and run them all from a single dashboard. Your clients still get the lower property and liability rates that come with a large bundled policy.

Get a Portfolio Quote Client Login
Portfolio Overview
14 Properties Active
LIVE
Property Premium
$3,840/mo
Liability Premium
$485/mo
Taxes & Fees
$298/mo
Total Monthly
$4,623/mo
📄 Print EOI
➕ Add Property
👥 Add Additional Insured

Know exactly what each property costs.

Every invoice breaks down by Property, Liability, Taxes, and Fees—so you can track costs per door, per LLC, or across your entire portfolio. Billing available monthly or annually.

Property
Property
Liability
Total
Chesapeake, VA 23321
$285
$35
$320
Bedford, TX 76021
$268
$35
$303
La Quinta, CA 92253
$542
$48
$590
Total Monthly Premium
$1,095
$118
$1,213

Our coverage on the ground.

A snapshot of recent properties protected by our policies—rehabs in progress, long-term rentals, STRs, and master portfolio policies.

Vacant / Rehab
🏗️
Chesapeake, VA 23321
Term6 Months Square Ft1,735 Coverage$310,000
Rental DP-3
🏠
Bedford, TX 76021
TermAnnual Square Ft1,500 Coverage$290,000
Short-Term Rental
🏡
La Quinta, CA 92253
TermAnnual Square Ft1,360 Coverage$685,000
Portfolio
🏘️
Tampa, FL 33604
TermMaster Square Ft1,568 Coverage$365,000
Vacant / Rehab
🏗️
Atlanta, GA 30310
Term3 Months Square Ft1,420 Coverage$245,000
Rental DP-3
🏠
Phoenix, AZ 85029
TermAnnual Square Ft1,890 Coverage$420,000

We're investors insuring other investors.

VersiFi Insurance Group was built as the sister company to VersiFi Capital—because too many of our borrowers were losing deals over binders that couldn't come in on time.

We saw the same broken system on both sides: brokers who didn't understand vacant rehabs, carriers who flagged investor entities, and binders showing up days after closing should've happened. So we built something different—an investor-first brokerage that closes at the speed of real estate.

98%
Client Retention
Our Vision

To be the insurance partner real estate investors actually want to call—fast, transparent, and built around how you operate.

Our Mission

Eliminate the last-minute binder scramble. Cover the gaps homeowner policies leave behind. Protect every door in your portfolio, in every state.

Real investors. Real coverage.

Our clients' protection stories reflect our commitment to investor-first service. Here's what they say about working with us.

Kristen Evans
Real Estate Investor

"Bound my vacant rehab in 36 hours. My previous broker took 11 days for the same property. Night and day."

Jose Guzman
Portfolio Investor

"Got my 14-property portfolio onto one master policy. One renewal, one bill, and I saved about $4K a year."

Andre Grace
Grace Real Estate Investments

"They actually understand vacant rehabs. No vacancy clause headaches, no surprise endorsements—just a clean binder."

Rob & Debbie Mann
Repeat Clients

"The team treats you like a partner, not a policy number. They actually take my calls when I need them."

★ ★ ★ ★ ★

I've had great experiences working with VersiFi Insurance for my flip properties. They make the process easy and straightforward, especially for newer investors. The team was professional and responsive, ensuring I got my binder before closing. If you're looking for a reliable insurance partner who actually understands investor projects, I highly recommend VersiFi Insurance Group. They've been a valuable partner for my investment ventures.

Michelle M. Richardson
Founder of Teravisque Homes, LLC
★ ★ ★ ★ ★

I can't express how grateful I am for VersiFi Insurance. As a first-time flipper, I had no idea what kind of coverage I actually needed—and most brokers tried to sell me a homeowner policy that wouldn't have paid out on a vacant rehab. VersiFi specialized in builder's risk and walked me through it like real partners. They made the process simple and gave me coverage that actually fit my deal. Not just an insurance broker—mentors and partners in your success.

Elena Montgomery
Owner of BHB Consulting, LLC

Frequently asked questions

Homeowner policies (HO-3, HO-5) require owner occupancy and won't pay out on a vacant rehab or rental. Our policies are designed for non-owner-occupied investor properties—vacant rehabs, rentals, STRs, and portfolios—and cover the risks investors actually face: vacancy, tenant damage, theft during rehab, and commercial use.
Yes—on every policy we issue. Your LLC (or LP, Corp, Trust) goes on as the named insured to preserve your asset protection structure. We can also list multiple entities on the same policy when your deal structure requires it.
Most binders are issued within 48 hours of a complete submission. If you're closing in 3 days or less, tell us upfront—we can usually rush a binder the same day for urgent closings.
Absolutely. Our Builder's Risk / Vacant Rehab policies are built for properties under construction. Coverage includes the structure, materials on site, theft, and vandalism—with no vacancy penalty for the term of the policy.
All 50 states. We work with a panel of A-rated national and regional carriers, so we can place coverage in every market where you invest—including hard-to-place states.
Yes. Our client portal lets you add or remove properties, adjust coverage limits, add additional insureds, get instant estimates, and print Evidence of Insurance (EOIs) any time—24/7, no agent required. Multiple LLCs and entities can be managed under a single account.
Yes. Portfolio policies are designed for active investors. You can add new acquisitions, drop sold properties, and adjust coverage limits anytime through your dedicated account manager—no waiting for renewal.
Yes. Active VersiFi Capital clients get streamlined underwriting, bundled premium discounts, and coordinated closing timelines so your loan and binder come together. Mention your VersiFi Capital loan when requesting a quote.
Call or email us directly—we handle claim advocacy in-house. We file with the carrier on your behalf, push for fast adjuster assignment, and stay on top of the process until you get paid. No filing through a 1-800 number and hoping for the best.

Ready to protect your next deal?

No obligation. Just clarity and confidence for your next investment.

Get in Touch